Protect Your Dog with Confidence
Your dog is more than just a pet—they're family. With our dog insurance plans, you can ensure they receive the best care without worrying about costly vet bills. From unexpected accidents to routine checkups, our flexible coverage options are designed to keep tails wagging and owners smiling. Sign up in minutes and enjoy peace of mind knowing your furry companion is protected.
Our plans cover vet bills, emergencies, and preventive care, giving your dog the best protection possible
Why Dog Insurance?
Unexpected vet bills can be stressful. Dog insurance helps you afford essential care when your pet needs it most—without financial strain.
Covers emergencies & accidents
Helps reduce vet bills
Protects against breed-specific conditions
Peace of mind for pet parents
Compare the Best Insurance Plans for Dogs
Different breeds have different needs, so it pays to research the best insurance plan for your furry friend. Find out all you need to know here!
| Company | Rating | Pet Age | Claims | Reimbursement |
|---|---|---|---|---|
 |
Minimum to enroll 8 weeks | Expiration 270 days | Average wait 7 days | |
 |
Minimum to enroll 7 weeks | Expiration date 60 days after next policy renewal date | Average wait 1-7 days | |
|
Minimum to enroll 0 weeks | Expiration date 90 days after end of policy term | Average wait 10 days | |
|
Minimum to enroll 8 weekss | Expiration date 90 days after the date of treatment in most states | Average wait 7 days |
Coverage Details
- Accidents & Injuries
- Illnesses & Diseases
- Surgery & Hospitalization
- Emergency Care
- Prescription Medications
- Diagnostic Tests
- Hereditary & Congenital Conditions
- Chronic Conditions
- Cancer Treatments
- Behavioral Issues
- Follow-up Visits
What's Covered
- Pre-existing Conditions
- Cosmetic Procedures
- Breeding Costs
- Grooming
- Preventable Diseases
- Experimental Treatments
- Boarding Fees
- Food & Supplements
- Non-Veterinary Services
- Intentional Injuries
- Waiting Period Illnesses
What's Not Covered
- Wellness & Preventative Care
- Dental Cleanings
- Vaccinations
- Spay/Neuter
- Flea & Tick Prevention
- Routine Wellness Exams
- Microchipping
- Travel Insurance for Pets
- Behavioral Therapy
- Nutritional Counseling
- Pet Lost & Recovery Support
Optional Coverage
Frequently Asked Questions
Absolutely! Early coverage ensures your pet is protected before any pre-existing conditions develop.
Yes, our plans allow you to visit any licensed vet in the country.
Yes, they are included in most plans after a short waiting period.
Customer Reviews
When my cat swallowed something she shouldn't have, I rushed her to the emergency vet. I didn’t have to think twice about the cost, because I knew our insurance would have us covered. The claim process was quick, and they kept me updated the entire time. I was surprised by how caring their team was—even followed up a week later! Truly a life-saver in critical situations.
Priya M..
Austin, TX
Their mobile app makes everything easy—from submitting claims to chatting with support. I uploaded a few photos, filled out a short form, and was done in under 5 minutes. My reimbursement hit my account within 3 business days, which was amazing. You can tell they really care about pet owners. I feel much more secure knowing they’ve got our back.
Lucas H.
Seattle, WA
We’ve had this insurance for over a year and used it multiple times. Every time, the service has been prompt, professional, and friendly. The 24/7 telemedicine feature gave us peace of mind when our dog had a bad reaction to a new food. We love how easy it is to access help—even in the middle of the night. Worth every penny!
Amanda & Rob P.
Scottsdale, AZ
My dog was struggling with anxiety, and I was surprised to learn behavioral therapy was even covered! The vet worked closely with us and provided a detailed report, which made the claim process smooth. I was reimbursed quickly, and the team even suggested other optional coverages I could add. It's rare to find a provider this thoughtful and efficient. I can’t imagine managing my pet’s health without them.
Eric B.
Chicago, IL
Our pupper was so comfortable during his first visit and received so much love (and treats!) from the wonderful staff. The vet was kind and gentle, making it a stress-free experience for all of us. We loved how easy it was to submit claims through their app. On top of that, their 24h telemedicine service really sets them apart. Overall, we are very happy and grateful for their care!
Cloris and Stanley C
Walnut Creek
I’m so thankful Best Pet Insurance was there to help when my pup was facing an urgent situation. One of their techs quickly hopped on a video call with me, assessed his condition and guided me on what to do next. I felt supported and informed at every step. They even checked in a few days later to see how he was doing. That level of care is rare and deeply appreciated.
Monika Y.
Los Angles
I couldn’t believe how easy it was to get reimbursed after my dog’s surgery. The process was smooth, and the support team followed up personally to make sure everything went well. I submitted the claim through their mobile app, and it was processed in just a few days. It was such a relief during a stressful time. Highly recommended for all pet parents!
Jenna T.
Brooklyn, NY
When my cat swallowed something she shouldn't have, I rushed her to the emergency vet. I didn’t have to think twice about the cost, because I knew our insurance would have us covered. The claim process was quick, and they kept me updated the entire time. I was surprised by how caring their team was—even followed up a week later! Truly a life-saver in critical situations.
Priya M..
Austin, TX
Their mobile app makes everything easy—from submitting claims to chatting with support. I uploaded a few photos, filled out a short form, and was done in under 5 minutes. My reimbursement hit my account within 3 business days, which was amazing. You can tell they really care about pet owners. I feel much more secure knowing they’ve got our back.
Lucas H.
Seattle, WA
We’ve had this insurance for over a year and used it multiple times. Every time, the service has been prompt, professional, and friendly. The 24/7 telemedicine feature gave us peace of mind when our dog had a bad reaction to a new food. We love how easy it is to access help—even in the middle of the night. Worth every penny!
Amanda & Rob P.
Scottsdale, AZ
My dog was struggling with anxiety, and I was surprised to learn behavioral therapy was even covered! The vet worked closely with us and provided a detailed report, which made the claim process smooth. I was reimbursed quickly, and the team even suggested other optional coverages I could add. It's rare to find a provider this thoughtful and efficient. I can’t imagine managing my pet’s health without them.
Eric B.
Chicago, IL
Our pupper was so comfortable during his first visit and received so much love (and treats!) from the wonderful staff. The vet was kind and gentle, making it a stress-free experience for all of us. We loved how easy it was to submit claims through their app. On top of that, their 24h telemedicine service really sets them apart. Overall, we are very happy and grateful for their care!
Cloris and Stanley C
Walnut Creek
I’m so thankful Best Pet Insurance was there to help when my pup was facing an urgent situation. One of their techs quickly hopped on a video call with me, assessed his condition and guided me on what to do next. I felt supported and informed at every step. They even checked in a few days later to see how he was doing. That level of care is rare and deeply appreciated.
Monika Y.
Los Angles
I couldn’t believe how easy it was to get reimbursed after my dog’s surgery. The process was smooth, and the support team followed up personally to make sure everything went well. I submitted the claim through their mobile app, and it was processed in just a few days. It was such a relief during a stressful time. Highly recommended for all pet parents!
Jenna T.
Brooklyn, NY
When my cat swallowed something she shouldn't have, I rushed her to the emergency vet. I didn’t have to think twice about the cost, because I knew our insurance would have us covered. The claim process was quick, and they kept me updated the entire time. I was surprised by how caring their team was—even followed up a week later! Truly a life-saver in critical situations.